Product Owner - Banking at Fractal Systems Ltd, Central London, £Contract Rate

Contract Description

The Role : We are looking for an experienced Product Owner with a strong background in banking or financial services to join a high-growth digital platform team. You will own end-to-end product delivery across one or more cross-functional squads, working on customer-facing features and core financial platform capabilities in a fast-paced, outcome-driven environment. This is a hands-on, accountable role. You bring deep domain knowledge from day one, operate independently without hand-holding, and are equally comfortable in a sprint ceremony as you are presenting to senior stakeholders.


What You Will Do
Delivery
  • Own and continuously refine a prioritised, DoR-compliant product backlog aligned to roadmap OKRs
  • Author high-quality user stories, acceptance criteria, and sprint artefacts that enable engineering teams to deliver without further clarification
  • Participate actively in sprint planning, reviews, retrospectives, and PI Planning as the accountable Product Owner
  • Drive sprint velocity and Definition of Done adherence; report delivery metrics to stakeholders
  • Act as the primary bridge between business stakeholders, technology, and the delivery squad
  • Make and communicate fast, evidence-based prioritisation decisions without requiring senior direction on every trade-off
  • Present progress and metrics to senior leadership in a format that drives decisions
  • Ensure product decisions remain within the firm’s regulatory obligations, including Consumer Duty where applicable
  • Maintain audit-ready artefacts for all in-flight regulatory and change-driven product activity


Essential

  • Proven Product Owner experience within a regulated banking or financial services environment
  • Track record at a UK bank, challenger bank, building society, insurer, or equivalent regulated firm
  • Strong command of Agile delivery – Scrum, Kanban, or SAFe – with consistently high backlog quality
  • Ability to manage senior stakeholders and translate ambiguous business needs into clear delivery requirements
  • Comfortable owning prioritisation decisions independently, without requiring management sign-off on individual trade-offs
  • Proficient in Jira, Confluence, and GitHub as daily working tools
  • Eligible to work in the UK; able to satisfy client onboarding and background screening requirements

Highly Desirable

  • PSPO I/II or SAFe POPM certification
  • Retail lending, mortgages, payments, or savings product domain knowledge
  • Experience with AI-assisted product development in a regulated context